You Have Options.
I Can Help!
If you are struggling with debt, you need to explore your options with a skilled bankruptcy lawyer. Bankruptcy may be the best option for clearing away your debt and making a fresh financial start. Attorney Kim Diddio helps people with all aspects of bankruptcy, including:
There is a means test for Chapter 7 bankruptcy based upon your income and expenses. Most people who do not qualify for filing for Chapter 7 bankruptcy are eligible to file for Chapter 13 bankruptcy. To speak with attorney Diddio about your options, and to learn more about your debt relief options, please call (570) 801-1336 or contact us online. Kim Diddio, Attorney at Law proudly serves Stroudsburg, PA; Matamoras, PA; Honesdale, PA; Scranton, PA; and the surrounding areas.
Chapter 7 bankruptcy allows people to discharge most unsecured debt, while keeping almost all of their necessary possessions. Filing for Chapter 7 bankruptcy can be a good option if you are struggling with debts related to:
For many people who do not qualify for Chapter 7, Chapter 13 is the best option for dealing with overwhelming debt. Chapter 13 bankruptcy provides consumers with an opportunity to restructure their debts and begin to regain their financial freedom. While many consumers use Chapter 13 bankruptcy as a way to avoid home foreclosure, it can be used to help alleviate other issues like:
The threat of a home foreclosure is a scary time for any homeowner. When you struggle to pay your bills or are facing the risk of foreclosure, call attorney Kim Diddio right away. She will go over your options and help you to find the best debt relief solution for your situation.
While creditors or their debt collectors may call you to ask for payment, laws protect you from experiencing harassment. Creditor harassment can include calling in early hours or late at night, making threats, and repeatedly calling in order to scare you. If you are facing creditor harassment, or are facing a credit card lawsuit in the Stroudsburg area, call on Kim Diddio, Attorney at Law. She will work with you to hold the hostile parties accountable, and protect your rights as a consumer.
One of the most powerful features of a Chapter 13 bankruptcy is the ability to stop a sheriff sale and/or foreclosure of a home, or to assist people with catching up on their mortgage payments when they fall behind. This works by allowing the homeowner to pay the arrearage (past due payments) over the course of the bankruptcy plan while remaining in their home. Contact Kim Diddio, Stroudsburg’s bankruptcy lawyer, to see how to avoid a sheriff sale.